Bizum Pay: Tap Your Phone to Pay in Stores

Key vocabulary

• carteraf.

  wallet; folder

  “ABANCA ofrece a todos sus clientes Bizum Pay, una nueva cartera digital.”— ABANCA offers all its customers Bizum Pay, a new digital wallet.

  Pattern cartera digital digital wallet

  Compare monedero m. wallet

  plural carteras

  💡 From Latin charta (paper), originally referring to a holder for papers, later extended to mean wallet.

• presencialadj.

  in-person, on-site

  “permite pagar de forma presencial en comercios”— allows in-person payment at stores

  Pattern pago presencial in-person payment

  Compare en persona in person

  plural presenciales

  💡 From presencia (attendance), with -al forming an adjective.

• vincularv.

  to link, to bind

  “el usuario puede vincular sus tarjetas ABANCA”— the user can link their ABANCA cards

  Pattern vincular tarjetas link bank cards

  Compare asociar associate

  yo vinculo, tú vinculas, él vincula

  💡 From vínculo (link), remember that 'to establish a link' means to bind.

• configurarv.

  to configure, to set up

  “Configurar la cartera digital es muy sencillo.”— Setting up the digital wallet is very simple.

  Pattern configurar la cartera configure the wallet

  Compare ajustar adjust

  yo configuro, tú configuras, él configura

  💡 From configurar (shape), to give something a shape is to configure.

• TPVm.

  point-of-sale terminal, POS

  “acercar el móvil al terminal de punto de venta (TPV)”— bring the phone close to the point-of-sale terminal (POS)

  Pattern terminal TPV POS terminal

  Compare datáfono m. POS machine

  plural TPVs

  💡 Abbreviation of Terminal Punto de Venta, commonly used in Spain.

• datáfonom.

  card reader, POS terminal

  “esta modalidad de datáfonos”— this type of card readers

  Pattern datáfono inteligente smart POS machine

  Compare TPV m. POS terminal

  plural datáfonos

  💡 data (data) + fono (sound), referring to a telephone device that transmits data.

• desplieguem.

  rollout, deployment

  “El despliegue de Bizum Pay en España avanza de forma progresiva.”— The rollout of Bizum Pay in Spain is progressing gradually.

  Pattern despliegue progresivo gradual rollout

  Compare expansión f. expansion

  plural despliegues

  💡 From desplegar (to unfold), to promote like unfolding a map.

• inmediatezf.

  immediacy, speed

  “combina la inmediatez de las transferencias instantáneas”— combines the immediacy of instant transfers

  Pattern la inmediatez de las transferencias the immediacy of transfers

  Compare rapidez f. speed

  plural inmediateces

  💡 From inmediato (immediate), -ez forms an abstract noun.

• sin contactoadj.

  contactless

  “la comodidad del pago sin contacto”— the convenience of contactless payment

  Pattern pago sin contacto contactless payment

  Compare contactless contactless

  no change

  💡 sin (without) + contacto (contact), i.e. without contact.

• entidadf.

  entity, institution

  “la entidad se convierte en una de las primeras”— the institution becomes one of the first

  Pattern entidad financiera financial institution

  Compare institución f. institution

  plural entidades

  💡 From Latin ens (entity), referring to an independently existing entity.

• habilitarv.

  to enable, to make available

  “ABANCA ha habilitado Bizum Pay en la totalidad de su red”— ABANCA has enabled Bizum Pay across its entire network

  Pattern habilitar un servicio enable a service

  Compare activar activate

  yo habilito, tú habilitas, él habilita

  💡 From hábil (capable), to make something available.

• comerciom.

  store, business

  “pagar en comercios físicos con el móvil”— pay in physical stores with the phone

  Pattern comercio físico physical store

  Compare tienda f. shop

  plural comercios

  💡 From comerciar (to trade), referring to a place where business is done.

Grammar spotlight

Sentence patterns to steal

• El proceso es muy simple: basta con acercar el móvil al terminal de punto de venta (TPV).

  The process is very simple: you only need to hold the phone near the point-of-sale terminal (POS).

  El proceso es + adj.: basta con + infinitive.The adjective can be replaced with sencillo, fácil, rápido; the infinitive can be replaced with other actions.

• Una vez configurado, permite realizar compras en tiendas y establecimientos de manera rápida, cómoda y segura.

  Once configured, it allows you to make purchases in shops and establishments quickly, conveniently, and securely.

  Una vez + past participle, permite + infinitive + de manera + adj.The past participle can be replaced with listo, preparado; the adjectives can be replaced with other descriptions.

• Esta solución añade una ventaja diferencial: el cliente puede pagar directamente desde su cuenta bancaria al comercio.

  This solution adds a differentiating advantage: the customer can pay directly from their bank account to the merchant.

  Esta solución añade una ventaja diferencial: + clauseVentaja diferencial can be replaced with ventaja competitiva, beneficio clave.

• La funcionalidad llega tanto a pequeños y medianos negocios como a grandes cadenas comerciales de distintos sectores.

  The functionality reaches both small and medium-sized businesses and large retail chains in different sectors.

  tanto a + noun + como a + nounThe nouns can be replaced with other groups, such as usuarios, empresas.

• Es una herramienta que combina la inmediatez de las transferencias instantáneas con la comodidad del pago sin contacto.

  It is a tool that combines the immediacy of instant transfers with the convenience of contactless payment.

  Es una herramienta que combina A con B.A and B can be replaced with other contrasting or parallel concepts.